Portfolio Management Services (PMS) for HUFsMumbai Investment
Mutual Funds for HUFs
High (usually INR 50 lakhs or more)
Low (can start with as little as INR 500 for SIPs)
Highly customized and tailored to the HUF’s financial goals and risk appetite
Standardized investment plans; same portfolio for all HUFs in a particular scheme
Managed by professional portfolio managers with personalized strategies for the HUF
Managed by professional fund managers; standardized approach for all investors in the fundBangalore Investment
Direct ownership of securities in the HUF’s portfolio
HUF owns units of the mutual fund scheme
Higher fees, including management fees and performance-based fees
Lower fees, including expense ratios and management feesVaranasi Stock
High transparency with detailed and frequent performance reports for the HUF
Regular updates and reports but less detailed compared to PMS
Generally less liquid; withdrawals may take time depending on the nature of the investments in the HUF’s portfolio
High liquidity; units can be easily bought or sold based on NAV
Greater control and involvement for the HUF in investment decisions
Limited control; fund manager makes all investment decisions
Potential for higher returns due to personalized strategies, but also higher risk for the HUF
Diversified risk; returns vary depending on the scheme and market conditionsAhmedabad Stock
Regulated by SEBI, with more relaxed guidelines compared to mutual funds
Regulated by SEBI with stringent guidelines ensuring investor protection
Tax treatment depends on the underlying securities; generally similar to direct equity investments for the HUF
Tax benefits available for specific schemes like ELSS; capital gains taxes applicable based on the holding periodAgra Stock
Quarterly or more frequent performance reports provided to the HUF
Typically quarterly, but monthly factsheets and annual reports are also available
Pune Wealth Management
